Plain-language privacy for Legacy Guard and QuoteIt.

1. Who We Are

Legacy Guard, Inc. ("Legacy Guard," "we," "us," or "our") operates QuoteIt.insure and related Legacy Guard services. This policy applies when you visit our websites, submit a form, request insurance information, schedule an appointment, verify licensing information, apply for coverage, or communicate with us.

2. Information We Collect

Information you provide

• Name, phone number, email address, mailing address, and appointment details.
• Insurance-related information you choose to provide, including age, state, coverage goals, mortgage details, health information, beneficiary information, and application information.
• Agent or recruiting information, such as license status, state, National Producer Number, experience level, and onboarding details.
• Payment or billing information when needed for an authorized transaction.

Information collected automatically

• Device, browser, IP address, pages visited, referring pages, and basic site usage information.
• Communication history related to appointments, quote requests, policy follow-up, recruiting, and customer service.

3. How We Use Information

• To respond to your request and help you compare insurance options.
• To schedule appointments, send reminders, and follow up on conversations.
• To prepare quotes, applications, underwriting information, licensing checks, contracting steps, and service requests.
• To operate, secure, improve, and personalize Legacy Guard and QuoteIt services.
• To comply with insurance, legal, regulatory, and recordkeeping obligations.
• To prevent fraud, misuse, unauthorized access, and security issues.

4. When Information Is Shared

We share information only when needed to provide services, process requests, comply with the law, or operate our business.

• With insurance carriers, underwriting resources, licensing resources, and business partners when needed for quotes, applications, policies, licensing, or contracting.
• With service providers that help with website hosting, data storage, communication, appointment scheduling, forms, payments, analytics, security, and customer support.
• With regulators, courts, law enforcement, or other parties when required by law or necessary to protect rights, safety, or security.
• As part of a business transfer, merger, reorganization, or sale of business assets, subject to appropriate protections.

5. Cookies and Site Tools

Our websites may use cookies and similar tools to keep the site working, remember preferences, understand traffic, improve performance, and support marketing that you have consented to receive where required. You can control cookies through your browser settings, although some features may not work correctly if cookies are disabled.

6. Security and Retention

We use reasonable administrative, technical, and physical safeguards to protect personal information. No electronic system is completely secure, but we work to protect the information entrusted to us.

We keep information as long as needed for the purposes described in this policy, including insurance, licensing, contracting, compliance, accounting, legal, dispute-resolution, and business record requirements.

7. Your Rights and Choices

Depending on your state, you may have rights to request access, correction, deletion, portability, or limitation of certain personal information. Some requests may be limited by insurance recordkeeping, legal, regulatory, fraud-prevention, or business requirements.

You may opt out of marketing emails by using the unsubscribe instructions in the message or by contacting us. You may also ask us to update your contact preferences.

8. Children's Privacy

Our websites and services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child provided information to us, please contact us so we can address it.

9. Text Messages and Calls

By providing your phone number, you agree that Legacy Guard or QuoteIt may contact you by call, text, or voicemail about your request, appointment, insurance options, application, policy service, recruiting inquiry, or related follow-up. Message frequency varies. Message and data rates may apply.

You can opt out of text messages by replying STOP. For help, reply HELP or contact us directly.

10. California Residents

California residents may have additional rights regarding personal information, including the right to know, correct, delete, or limit certain uses of personal information. To submit a request, contact us using the information below and include "California Privacy Request" in the subject line.

11. Updates to This Policy

We may update this policy as our services, technology, or legal requirements change. The updated date above shows when this policy was last revised.